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Henarath · Candidate #3367

Regional Credit Officer
Regional Credit Officer · Banking, Insurance & Financial Services · Kegalle, Kegalle
degree-bachelor 1 CV available
✓ Approved Candidate

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01

Applicant Summary

Results-driven finance professional with experience in credit evaluation, portfolio monitoring, risk assessment, and branch operations in Sri Lanka's finance sector. Currently serving as a Regional Credit Officer, with prior experience in business development, office-in-charge duties, and sales support.
02

Professional Details

Job TitleRegional Credit Officer
IndustryBanking, Insurance & Financial Services
Education Leveldegree-bachelor
LocationKegalle, Kegalle
CountrySri Lanka
03

Skills & Expertise

Credit Evaluation & Risk AssessmentSales and MarketingSME & Micro Loan ProcessingHousing & Personal Loan AdministrationPortfolio Monitoring & Delinquency ControlFinancial Statement AnalysisCredit Policy & Regulatory ComplianceRecovery Operations ManagementCustomer Relationship ManagementBusiness Development & Deposit MobilisationReport Preparation & Credit Documentation
04

Professional Experience

Regional Credit OfficerEvaluate and assess credit applications from branches within the assigned region; analyze financial data and borrower risk profiles; recommend credit limits and terms; ensure compliance with internal policies and regulatory standards; monitor regional loan portfolio for risk or delinquency; prepare credit reports and risk assessments; coordinate with branch credit officers and relationship managers.
Officer in ChargeHandled overall branch operations and marketing activities, including leasing, fixed deposits (FD), business and personal loans, property mortgages, and recovery functions.
Business Development Officer - (Executive)Managed leasing, fixed deposits (FD), business loans, personal loans, property mortgage facilities, and recovery operations while ensuring proper documentation and customer service support.
Sales Assistant
05

Education & Qualifications

Bachelor's Degree in Archaeology
Diploma in Law
English Language Course
G. C. E. Advanced Level Examination
G. C. E. Ordinary Level Examination
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